The standard of living of the common man is improving, thanks to the various financial solutions offered by banks and private finance companies. Today consumers can afford a new home, car, higher education for their children and much more due to the various schemes available in the market. Customers can now also avail loan for basic consumer durable products like T.V., fridge, washing machine, A.C. etc. Consumer durable loans have made affording luxury a reality for many. There are quite a few providers for such a loan, but Bajaj Finance consumer loan is very famous amongst consumers.
Bajaj Finance consumer loan makes it easy for consumers to buy appliances like television, music system, washing machines and more at an easy EMI scheme. Till date such a scheme was available for just crucial requirements like home, car, business etc. But Bajaj Finance has crafted this unique plan to help the common man enjoy the luxuries he has only dreamt of. Under this scheme loan can be availed for products like LCD/ LED/ Plasma TV, Air Conditioner, TV/ CTV, Washing Machine, Refrigerator/ Fridge, Microwave Oven and Home Theatre System. The loan plan is made focusing on three major aspects i.e. easy availability, quick processing and ease of payment.
The loan amount that can be sanctioned under this loan ranges between Rs. 7,500 to Rs. 5,00,000. Plus the exciting part of this loan plan is that the loan is availed a 0% finance i.e. no interest is charged on the repayment of the loan. Plus the plan lets you repay the loan through means of flexible payment options like ECS and post dated cheques. The tenure provided to pay the loan ranges between 12 months to 30 months. Also by timely payment of the loan for around 6 months you can get the facility of prepaying the remaining amount. There are no prepayment charges on the loan.
Bajaj Finance consumer loan can be availed online as well as at leading retail showrooms that have partnered with Bajaj Finance. To get the loan from a retailer all you need to do is visit an appliance/consumer durable store that offers consumer loans by Bajaj Finance. Select the product you want and let the sales person know you are interested in a consumer loan. The sales person will let you know of the process. You will have to fill up a form with the required details and provide basic documents like photo id proof, residence proof and PDCs/ ECS. After the loan is sanctioned you will have to make a down payment of at least 17% to 33% of the product value. The remaining amount can be paid through means of PDC or ECS on monthly basis. The EMI gets absolutely affordable with 0% interest levied on the amount payable.
Now your dream gadget is not far from your affordance, thanks to the feasible scheme of Bajaj finance consumer loan . Their service just does not stop after providing the loan. They also have an excellent after sales service team in place that promptly addresses any client query you put across to them.